About KoraCard

Answers to Frequently Asked Questions

Q: How do I load money to my KoraCard*?

A: There are three ways to load money onto your card:

  1. KoraCash — Any loaned funds are automatically applied to a balance on your KoraCard, unless you specifically selected another bank account in the checkout process.
  2. Bank transfer — Load funds from your personal bank account using your account and routing number.
  3. Direct deposit — Your KoraCard generates a unique account number that can be used to direct deposit funds from your employer.

Q: Can I deposit a check?

A: Nope. KoraCard does not yet support this feature.

Q: What happens if my card info is stolen?

A: Change your KoraCard information in Settings. The app will generate a new card number and stop the old card's functionality.

Note: When you change your card number, any accounts or apps tied to the previous number will no longer access your KoraCard funds. Be mindful of updating impacted accounts and apps.

Q: How to I qualify for KoraCard?

A: You must be 18+ years of age and enrolled in college or a university.


Q: How do I deactivate my card?

A: Transfer any balance remaining on your KoraCard then deactivate in Settings.

Note: You will not be able to deactivate your card until you have transferred remaining funds.

Q: What happens if I make a transaction that exceeds my account balance?

A: The transaction will be declined. Kora does not offer overdraft potection.

Q: Can I use my KoraCard outside of the United States?

A: Yes. The KoraCard can be used anywhere virtual Visa cards are accepted.

Q: When will my debit card arrive?

A: There is no physical card. KoraCard is an entirely virtual card experience. 

Q: Is my card a contactless card?

A: KoraCard does not yet support contactless payment.


*The Kora Visa® Prepaid Card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Card may be used everywhere Visa debit cards are accepted. No ATM access.