Can international students use Kora?

International students are welcome to use the Kora app and apply for both KoraCash and KoraDrive.

At Kora, we believe all college students should have access to our financial products, with no exceptions. Kora provides loan services for U.S. Citizens, Green Card Holders or A5, C8, F1 / OPT, G, H1B, J1, L1, O1 Visa Holders. Some students will be asked to include an SSN with their application.

What if I don't have a credit score in the U.S.?

If you're an international student looking to build credit in the U.S. you are eligible to apply for both KoraCash and KoraDrive without prior credit history. Making payments on both can help establish positive credit history.

Even if you do not have an SSN, major credit bureaus will hold onto your payment records reported by Kora. Once you get your SSN, the credit records you previously created (with your Kora loan for example) will be linked to your SSN.


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